More secure occupational pensions with the right partner

Many employers only discover during a review that one in five employees has incorrect insurance cover. This can lead to both unnecessary costs and broken promises to employees. By regularly evaluating your current occupational pension administration solution, you can avoid these pitfalls. While providing peace of mind for both you and your employees.

Occupational pension and insurance administration should be evaluated regularly. This is part of ensuring that administration is carried out correctly and any errors are detected at an early stage. Without regular evaluation, there is a risk that you will not receive the service you have commissioned or that your employees will have incorrect insurance cover.

FörsäkringsGirot works to ensure that all employees receive the occupational pension they are entitled to, and that you, as an employer, can be confident that your occupational pension arrangement is set up correctly. We have been doing this for over 30 years, and today we ensure this is the case for over 300 000 employees.

Because occupational pension administration does not have to be difficult. With a basic understanding of occupational pensions and the right partner by your side, you can be confident that the correct occupational pension contributions are paid for your employees throughout their employment.

Is it time to evaluate your current solution?

One major problem often uncovered is that one in five employees has incorrect insurance cover. When discovered, this can lead to substantial retrospective costs and mean that the employee does not receive the occupational pension they are entitled to.

Read more about the most common mistakes in occupational pension administration

Getting help from an external partner is an effective way to free up time internally and reduce the risk of gaps in expertise. But there are, of course, several factors to consider when choosing a provider.

What to consider when choosing a provider

It is important to understand what you need help with and what you expect from your provider. Being clear about your needs and the opportunities this creates makes it easier to evaluate your existing solution and potential alternatives.

When choosing a provider of occupational pension administration, you also need to consider whether the provider is tied to particular partners and pension solutions. Choosing an independent provider gives you the freedom to select the pension solution best suited to your employees, while allowing you to change your choice if necessary. Read more about the benefits of having an independent expert by your side.

If you do not have extensive in-house expertise in occupational pension administration, it may be worth choosing a provider with specialist knowledge. With a provider that has a clearly defined area of expertise, you can be confident that your administration is handled correctly.

Which employers need support with occupational pension and insurance administration?

As an employer, it can be difficult to have the necessary knowledge and full visibility of different benefit schemes, pension commitments and remuneration structures. It is common to have a good understanding of either the operational or the strategic side. In these cases, it is important to seek support in the area where expertise is lacking. Another common risk is that expertise is concentrated in one or a few individuals, making the work particularly vulnerable when, for example, people retire, take sick leave or leave their jobs. External support reduces this vulnerability and provides an opportunity to develop in-house expertise.

As digitalisation increases generally, so do the demands to digitalise and streamline administrative processes. Managing this development in-house is rarely sustainable in terms of expertise and resources. Something that highlights the importance of finding a provider who understands the complexity of occupational pensions and can ensure a solution that meets all your needs, allowing you to work efficiently and with confidence.

You also need to consider the potential risks associated with different providers. Not only in terms of whether the correct contributions and reporting are carried out, but also in terms of regulatory compliance and established pension policies.

How AFRY has made managing its occupational pensions simpler and more efficient.

The benefits of an independent expert partner

But is it really possible to get everything you need from a single provider? It may seem a difficult task, but it is certainly not impossible.

First, you need to analyse your needs and assess your current situation to identify what is working well and what is working less well today.

At FörsäkringsGirot, we have focused on occupational pension administration for over thirty years. Occupational pension administration is, quite simply, our area of expertise. With reliable, stable owners within the industry, we have had this knowledge from the outset and have developed our knowledge and expertise over the years.

Our ownership structure also means that we are particularly committed to our independence. Although we are owned by four insurance intermediaries, we are not tied to them in any way. We are simply the technical and administrative link to your chosen solution, enabling secure and efficient management. Something that makes us unique as an occupational pension administrator today.

When it comes to occupational pension administration, it is of course important not only to have a knowledgeable provider, but also for that provider to be available to offer deeper insights. So that, as a client, you not only receive a service but also understand its value.

With help from FörsäkringsGirot, Husqvarna has reduced administration time and improved accuracy.

A future-proof solution for occupational pension administration

For us, having a technical solution that is continually developed to give you the reports and information you need is a given. Extensive work is currently under way on an updated technical solution, so you can be confident that your employees’ occupational pensions are managed correctly.

Whatever your current situation, support from external partners is available. Find out more about what we at FörsäkringsGirot can do for you.

Get in touch and we will explain how we can help you administer employee benefits and pensions!